FAQs – Finance

We have three payment options:

Pay in full
You may pay the balance of your treatment in full at the start of the treatment.

Self pay
Treatments with bespoke plans such as Dental Implants or Invisalign will have costs broken down as various stages are completed. A deposit will need to be paid to start the treatment, with the remaining balance spread over the course of the treatment. The exact cost and timings will be confirmed at the treatment planning stage.

Finance with Dental Finance 
Take advantage of a 0% interest-free option. The maximum term is 18 months. You can also extend this to a maximum of 60 months, but there is an APR charge of 9.9%. You can use our handy Finance Calculator to work out your monthly repayments on both options.

You can apply to Dental Finance for any private treatment costing more than £250. Your monthly payments will depend on the amount you borrow and the repayment term you choose. You can discuss options with your Dentist or Treatment Co-ordinator for more information.

You can use our Finance calculator to see at-a-glance the monthly payments you will need to make once you have received a quotation at your consultation.

When you agree to pay for your treatment via Dental Finance, you’ll know exactly how much you’ll be paying each month. If you fail to meet a payment on any particular month, you could be charged a fee.

If you’d like further information or have any questions, please feel free to call Dental Finance on 03452 591091 or email dentalfinance@financingfirst.co.uk, where they’ll be able to answer any questions and queries you may have.

You can pay any outstanding costs at any time throughout the duration of your agreed terms. It is always best to check with Dental Finance prior to making the payment so you know exactly how much you have outstanding on your initial agreement.

This depends on your treatment type and your circumstances, as well as a credit check. Dental Finance will assess your treatment costs and advise you accordingly.

Having any private treatment is a personal choice and will not affect your NHS status. You’ll still be entitled to have treatment under the NHS if you are eligible and opt to have private treatment such as Invisalign or Dental Implants at any time and you pay for this in addition to any NHS treatment you may be receiving. It’s always best to notify your dentist if you’re thinking of having any private treatment so they can advise the best route for you.