Finance calculator

Want to go ahead with private dental treatment but worried about the costs?

Let us help you smile

We’ve teamed up with Dental Finance to provide you with simple and affordable ways to pay for all types of dental treatment.

Get an interest-free loan in minutes

A range of finance options are available, enabling you to get the smile you always wanted at a price to suit your pocket.

You’ll be offered a quotation after a consultation, depending on the treatment required. All patients are treated individually and all quotations are given on the degree of difficulty and amount of time taken to complete treatment. If you opt for dental finance, you can discuss your treatment plan with one of our dentists or treatment co-ordinators who will discuss arranging a bespoke payment plan to suit you. Once that’s been arranged, there’s a simple application process which can be filled in at any Perfect Smile practice.
The application process normally takes just a few minutes and you’ll get an answer straight away.

Applying for a loan has never been easier, it really is a very easy method of ensuring the road to a perfect smile doesn’t hit your pocket.

Terms & conditions do apply. Credit decisions will be subject to your individual circumstances. You must be over 18 and earn an income to apply.


How does it work?

Step 1
Once you’ve confirmed which treatment you’re having in practice, you’ll then be given options for dental finance to apply for depending on which practice you visit.

Step 2
Choose how to pay. You choose the term and select the payment option that suits you best.

Step 3
Apply. You then fill out the short application form, you can breeze through it in a few minutes.


What are the Invisalign Finance options available?

When you book your consultation, ask about Invisalign finance options. Most practices offer a 12/24 month payment plan with monthly installments. There are 0% interest-free invisalign finance plans to suit your budget. You’ll get a full treatment plan from your dentist as well as details on follow-up appointments and you’ll be informed as much as possible along your journey to a perfect smile.


What are the benefits of dental implants financing?

Finance plans that are interest-free and minimal in cost might be a far more economical option than credit cards or bank loans. You can easily spread the cost of a dental implant payment plan with a wide range of finance options. Rates start from just 0% APR* – terms and conditions will apply and credit is subject to status and checks.


Will my Credit Score be affected?

Applying is easy and won’t affect your credit score. Our lenders ask simple, but relevant questions and your data is kept private at all times. Finance applications only run soft credit checks, so if your application is unsuccessful your credit score won’t be affected.


How quickly will I find out?

9 out of 10 of our credit decisions are instant.
If you’re approved, you just need to choose when you want payments to be collected each month and you can start the loan right away.
If you’re unsuccessful, you can easily refer the application to a friend or family member and have them apply on your behalf subject to status and checks.


When am I charged?

Payments are taken once a month and there are no hidden fees. Once your loan starts, payments are collected every month, you can easily change your payment date online if you wish to. You also won’t get charged an extra fee for things like repaying early, or even for missing a payment. Once your last payment is through, that’s it, you’re done.


Representative example
A loan of £1,000.00 over 12 months would cost you £83.33 per month at a representative 0% APR.
The total amount of credit would be £1,000.00, to which we would add £0.00 (0% p.a.). This means the total cost of your treatment after 12 months would be £1,000.00.
If you were take out the loan today, you’d pay the first £83.37 upfront, and then 11 payments of £83.33 each month.

For further information please contact your nearest practice or fill out the form below picking the practice and selecting the “Dental Finance” option in the “Treatment” drop down. Once your enquiry has been received, one of our friendly team will be in touch.